SSDI Recipients: If you live in America and are eligible for Social Security Disability Insurance i.e. SSDI, then your family members can also take advantage of this benefit. SSDI is a government scheme that provides monthly financial assistance to those who become unable to work due to some reason.
You will be happy to know that if you yourself are getting benefits under SSDI, then your wife, husband or children can also be eligible for monthly payment under this scheme. However, every member of the family will get different amounts. That is, the amount you get for Disability, your family will not get the same amount, but still it will definitely bring some relief to the financial condition of the whole house.
What is the Average Payment on SSDI?
If we talk about the average amount of SSDI benefits in general, then a disabled worker i.e. a person suffering from disability gets an average of about $1,581 per month.
Now if other family members — like spouse or children — are also eligible, they too are eligible to receive some amount under SSDI. For example:
- Spouse gets an average of $440.46 per month.
- Child gets an average payment of $512.13 per month.
That is, if a person is taking SSDI benefits and his family has a wife and a child, then overall that family can get an average amount of 1,581 + 440.46 + 512.13 = about $2,533 per month from Social Security.
This amount proves to be very helpful for the entire household, especially when the sole breadwinner in the family is unable to work.
Average Payments of General Disability Insurance
The Social Security Administration (SSA) has also released the average payment of general disability insurance, which is about $1,439.97 per month.
This amount is less than those who are availing Social Security benefits on retirement. That is, the pension that a retired person gets is more than that of disability.
This is because due to disability, a person does not get enough opportunity to work more or earn more salary during his career, due to which their amount based on Social Security remains limited.
What to Do to Increase SSDI Payment in Future?
If you are young now and want to get a good amount through SSDI or Retirement in future, then for this some important things should be kept in mind beforehand:
1. Do Such Jobs Which Come Under Social Security
Wherever you are working, make sure to check whether your employer is deducting tax for Social Security or not.
You can check your earnings record from time to time through mySocialSecurity account. If your earnings are not being recorded correctly, then the amount received from Social Security will also be less in future.
2. Choose High-Paying Jobs
The more salary you earn, the more tax goes into the Social Security account. This increases your future SSDI or Retirement Payment.
Keep in mind that a Taxable Maximum is determined every year. If you are earning up to this limit, you are likely to get a maximum amount of up to $4,018 per month through SSDI.
3. Importance of Filing Age
In Retirement Benefit, you can file at your convenience (such as at the age of 62, 67 or 70). But this does not happen in SSDI because as soon as you get eligibility due to disability, you apply.
Filing for Retirement Benefit at the age of 70 is most beneficial because it gives you up to 24 percent more money.
When is the Next Payment of SSDI Coming in America?
Now let’s talk about the upcoming SSDI payment of this month i.e. June 2025.
The next payment under Social Security Disability Insurance will be made on June 25, 2025. This payment will be for SSDI beneficiaries who:
- Are born between the 21st and 31st of any year
- Are not receiving Supplemental Security Income (SSI) benefits simultaneously
- Whose Disability Insurance first started after April 30, 1997
Note that this will be the last SSDI payment of June 2025.
If you are receiving SSDI along with SSI or your first Social Security payment started before May 1997, you will receive the next payment on July 3.
This way, a fixed schedule has been set for SSDI beneficiaries in the US.
Why is SSDI Important?
Many people think that SSDI is just a small payment, but in reality it is a huge support for families whose earning member suddenly becomes unable to work due to an accident, illness or serious disability.
Getting this kind of assistance amount month after month helps a lot in expenses like house rent, ration, electricity-water bill, medicines etc.
If someone in your family is eligible for SSDI, then definitely apply.
Read more: $725 Stimulus Payment June 2025: Full Details on First Deposit Date
How to Apply for SSDI?
If you want to apply for SSDI afresh, then the best way is:
- Visiting the official website of Social Security Administration (SSA)
- Creating My Social Security account there
- Uploading Disability documents (doctor’s report, medical certificate, work status etc.)
- After applying, SSA will review your case and confirm eligibility.
Conclusion
Friends, now you must have understood well what is SSDI, who gets it and how much money amount is received and when is the next payment of SSDI going to be made in the coming days in America.
If you or someone in your family is associated with this scheme, then keep these dates in mind so that no payment is missed.
If you find this information useful, then definitely share it with your friends and family so that more and more people can avail the benefits of SSDI facilities at the right time.
